Parenting

Teaching Children the Value of Money

Teaching children the value of money is one of the more important responsibilities a parent has. Beliefs, habits, and money management skills that children develop during their earliest years will stick with them throughout life. It’s important to reinforce concepts like saving and budgeting for kids at an early age so that bad habits will not take root. In this article, you will find tips on how to teach your child financial responsibility that you can use with kids of a variety of ages.

When to Teach Kids About Money

You can start teaching kids about money at a very young age. Most experts believe that you can start explaining money to a child during the preschool years. There are lots of fun, age appropriate money activities you can do with your elementary age children such as running a lemonade stand or a bake sale and you can progress to topics like finance for kids during high school and college. It’s never too early to teach kids about money and if you do it right, it can be very rewarding for everyone!

How to Teach your Child the Value of Money

You may wonder how to teach your child the value of a dollar. Teaching children about money is a gradual process that happens over a number of years. Don’t try to explain money to a child all at once. Learning money for kids needs to happen gradually and in age appropriate ways. 

Many parents wonder how to explain money to a child. Money lessons for kids often begin at the grocery store. Begin by explaining that every item at the store has a price and that the coins and bills in your wallet are used to pay for needed items. Compare prices of similar items that have different costs. Then compare items that are very different, but have a similar cost. When you pay at the cash register, explain that the money now belongs to the store and does not belong to the family any longer. 

One of the first kids and money activities parents often use to begin teaching kids about money is to start collection coins in a clear jar. Discuss the different sizes of the coins and their various symbols. Explain the different combinations of coins that add up to a dollar. This way to explain money to a child is good for kids who are old enough to understand simple addition and subtraction.

Where Does Money Come From?

A big part of explaining money to a child is helping them understand how money is obtained. Even very young children can understand that people work to earn the money to pay for things they need. The employees at the grocery store get paid to work there. The store uses the money it makes from sales to pay the workers and also to buy the merchandise and pay other expenses. Similarly, the family gets the money to buy things at the store from the work that Mom and Dad do.

Every Penny Counts in Money Management

An important part of explaining money to a child is that money is limited. Earning money takes time and effort and there is only a certain amount until the next pay day.  Money management for children does not have to be a complicated subject. Just explain in simple terms that your child can understand based on their age.

Money management for kids and adults alike means we have to make choices about what we will use our money for. This is a good opportunity to explain wants and needs. There are things we need, such as food, clothing, medicine, gasoline for the car or bus fare, etc.  And then there are things we want but don’t need, such as a larger TV, a fancy bicycle, or a new gaming system. 

Teaching kids to save money is another important part of money lessons for kids. From the age of 7 or so, children are old enough to open a junior bank account with a parent. Through this experience, children can learn what a bank is and how people use banks to keep their money safe and withdraw it from the ATM when they need it. 

When children are old enough to begin helping with chores, this may be a good time to introduce an allowance. Some parents choose to give their children an allowance because they got one as a child, or because it's helpful for teaching kids to save money. 

Others prefer to tie payment to work performed around the house and will use this as motivation to get the kids to do their chores. 

A third segment feels that performing chores goes along with being part of a family and that children should do their part regardless of whether or not they will get paid. This group may choose to give an allowance that is not contingent upon chores and then offer extra payment if a child performs work that is above and beyond routine duties. Whether you require your kids to work to earn their allowance or not, teaching kids to save money should be part of your kids and money lesson plan.

When teaching kids to save money, parents should explain to their children that there are many reasons why saving is important.  As we grow up, our expenses grow, too. Instead of spending money on items such as toys or treats, we need to pay for things like transportation, college tuition, medical care, and living expenses. 

Explain that in order to make large purchases, you need a large sum of money for a down payment on a home or car.  Explain that there are also costs associated with maintaining these items and that while these costs can be anticipated to some degree, there will always be some surprises.

Talk about how much of what you earn should be saved, how much should be spent on living expenses, and the concept of charitable giving, if you wish. This is also a good time to talk about the concept of budgeting with kids.

Activities to Teach Young Kids About Money

As discussed above, one of the best money activities for kids is to help them save their money in a clear jar. This will help them see what they have accumulated and if they choose to spend it, they will see that they have to dip into the jar and take out some of their precious savings.

Another good activity for small children is to play store at home.  Set up an area with some items and attach price stickers. Use pennies and make the prices very simple. Then have the child select some items and pay you for them. Then switch roles and have the child play cashier.

School age children can run a lemonade stand or bake sale.  Explain to them that they should track what they spend on supplies and then deduct that amount from their earnings. This is how they can see if their business is profitable and how much they earned.

Activities to Teach Teens About Money and Investing

Older teens or college age kids who have learned to save their money may find the idea of growing their nest egg to be quite appealing. Teaching kids finance when they are old enough to understand it, starting around age 12-14, can be a fun activity for everyone. 

Begin your finance for kids lessons explaining the concept of using the money you have saved to earn more money. Explain how investors buy shares of a company in hopes that they will grow in value, but that they could also lose value.  At first, you can “buy” a stock on paper and track it for a period of time to see the results. 

At some point, your kids will be ready to do some real investing, either with money of their own or money that you invest on their behalf to put towards their future expenses. Those interested in faith based investing may want to look into catholic mutual funds and other relatively low risk investments to grow their money in a way that aligns with their values.

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Parenting

Parenting Teenagers

Parenting teens can be one of the greatest challenges parents will face. The role of the parent at these times is to improve and support the child’s self-esteem while allowing them to develop into independent critical thinkers with a set of values in place. Parents should give teenagers the ability to make some of their own choices such as friends and attire. It’s also critical that parents learn to use teachable moments to instill values without lecturing.

To better understand a teen consider what developments are happening in their minds and in their bodies. Hormones are the main cause of problems in teens. The rush of emotions felt can be overwhelming and confusing and the awkward changes in their bodies can sometimes lead to embarrassment. Mom and Dad’s should understand that sometimes the teen is just emotional and therefore easily agitated. If you can recognize the issue is really only a minor problem then you should resign to choosing your battles and let the mood run its course.

Inside a young teen’s mind, the brain is developing critical thinking skills. They are learning the ability to think abstractly. This means they will be thinking in terms of what ifs and why? Things are no longer black and white; they begin to see a spectrum. Expect that they will challenge many things including authority, politics, and religion.

Along these lines of thinking the humanness of their parents comes to light. Mom and Dad are capable of making mistakes. This can be jolting to some teens, while others see it as a challenge. They may try and catch you “slipping up” as a parent and call you on it. Just remember you are human, but you are also the adult.

As you were once the center of their world, their view begins to shift. They see other people’s lives and views as they interact with peers and gain knowledge about their surrounding environment. They now see an array of opinions and ideas aside from the ones they know. This means they will challenge their parents often. It’s totally normal for teenagers to test the boundaries. They are trying to expand their world and grow as an individual.

So how does a parent handle all of this? First and foremost parents need to learn how to actively listen. Active listening means you stop what you are doing, look at your child and give them your full attention. After they have spoken comment on what you have interpreted and give them a chance to verify that is what they meant.

Involve teens in discussions, use open ended questions to help them open up to you. For example ask what they think or how they feel about a situation. Give them positive routes to discuss their thoughts and avoid negative or threatening comments. Statements like “You are too young to understand” and “Don’t come crying to me when you mess up” only shut the doors of communication with your teen.

Power struggles between parents and teenagers can come as a surprise and often result in anger or hurt feelings in either party.  Never yell or scream at your teen, these struggles are totally normal and should be handled with positive discipline. Just remember teenage years are the intense and laborious years for the parent and the child but both have to same goal- for the child to turn into a happy, confident adult.

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Moms, Parenting

Super Mom Real or Fiction?

Look next-door‰ is it a top-earning executive? Is it a nanny? Is it a chauffeur? No, it‰’s Super Mom!

Can anyone really be a Super Mom? Well, no, of course not. We are only human after all. It‰’s a delusion if you think you can juggle a full-time career, bake cookies from scratch for the local fundraiser, stay abreast of everyone‰’s homework and attend every child‰’s after school event in addition to having sparkling bathrooms and floors and folding and putting away all the laundry.

“‰There simply is not enough time in the day to be Wonder Mom”,‰ said Tish, a Wisconsin single mother of a 10-year-old. ‰”We need to work full-time jobs, sometimes two jobs, plus take the kids here and there, cook, clean, manage the bills, etc.‰”

It‰’s just too much pressure to expect to be a Super Mom. Don‰’t let the outside world make you think that you have to do it all. That TV miracle mom is an imaginative creation and she does not exist.

‰ÛÏSociety defines Super Mom by having a full-time successful career. Having the kids in every sport or activity possible and providing (high-end) things for the child like iPods and brand-name clothes,‰Û said Stacy, mother of four in San Diego.

That‰’s just not realistic. Instead, try changing your perception of what makes a mother ‰”super.‰”

‰ÛÏI think if a mother gives her children love, quality time, attention and guidance in life then she is a Wonder Mom,‰Û said Stacy. ‰ÛÏI think these moms are harder and harder to come by because this world it too focused on your career. I don’t believe your job makes you a better person and that also pulls away from what children really need, which is love, quality time, attention and life guidance.‰Û

Don‰Ûªt stress about cleaning the floor when a child is begging for you to read a story. When a child is telling about what she learned in science, stop and look her in the eye. Let her know you are listening. Stopping what you are doing, even for a few minutes, can make a world of difference.

Your family will be no worse for the wear if the dishes do not get washed immediately. Once grown, your children won‰Ûªt reflect fondly how clean their house was growing up, or how coordinated outfits improved their lives, instead, they will recall the fun they had building sand castles, playing in the rain and flying a kite.

And don‰Ûªt forget to make time for dates with your husband, and even some down time for yourself. ‰ÛÏ(A mom) needs to take time for herself so she has that peace in her mind to give her children more of herself,‰Û Stacy said.

To free up some time, Tish suggested cutting back on some of the children‰Ûªs activities. ‰ÛÏThey don‰Ûªt have to be in everything,‰Û she said. ‰ÛÏMaybe seek out carpooling options with other parents (to make life a bit easier).‰Û

It‰Ûªs okay to have days that are extra-curricular-free. Homework and nightly reading can be enough to keep a household occupied.

‰ÛÏWe only have our children for about 18 years before the world gets them so we need to prepare them as best we can. We can’t do those years over,‰Û said Stacy. ‰ÛÏI try to ask myself this every day: ‰Û÷Are you going to regret what you did or did not do today, tomorrow?‰Ûª‰Û

So remember, even that classy mom down the street isn‰Ûªt a Super Mom; her super woman suit bunches up and she has her achilles heel too. No person is perfect, and thankfully no one needs to be. Just take the time to enjoy your family and don‰Ûªt sweat the rest. You and your children will be better for it.

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Moms, Parenting

Moms need a timeout too

The day starts out with cereal flying across the room, then the orange juice spills for the third time that day and the dog runs off with the diaper that was left in the trash. Some days are thoroughly exhausting. When daily stress builds up there are two choices: scream and run out of the house or take a time out.

Whether a 30-second break, or a day off from mommy duty, every mother needs a breather, a time away from clamoring children and daily responsibilities. Below are some great ways to get that time out you are seeking.

Take five minutes in the bathroom – Take the telephone into the bathroom, close the door and call a friend for five minutes (assuming children are old enough for this). It‰Ûªs just a tiny bit of sanity and time for Mom to vent in a healthy way that can help rejuvenate her mind enough to head out into the fray to stop some squabbles and engage the children in a fun activity.

Crib time ‰ÛÒ give the baby 10 minutes in the crib. Make sure the baby is changed and safe then place the child in her crib, close the door and read a few pages in a book. A quick escape of the mind can be just what you need to restart your day.

Breathe Deeply ‰ÛÒ not only can this help calm yourself down, but it also models anger management for your child.

Sing out loud ‰ÛÒ Music helps soothe the spirit, and what better way to let loose then singing your favorite tunes on the top of your lungs ‰ÛÒ and if the song happens to be upbeat and/or inspirational, all the better for the whole crew.

Dance ‰ÛÒ similar to singing, dancing is a great way to release some stress and fill your mind with some happy tunes. Children also enjoy bouncing around to some upbeat tunes. The bonus, you get to burn some calories while releasing endorphins.

Head out for a walk ‰ÛÒ If you can‰Ûªt get out without the children, strap the child in a stroller or load them into a wagon and go around the block. The exercise not only benefits Mom, but for children that can walk and run along, it gives them an energy release too.

Schedule a play date ‰ÛÒ Time at a park with a friend and her child not only serves as playtime for Johnny, but also gives Mom a chance to socialize and release some steam from the day‰Ûªs stressors.

Schedule Mom time ‰ÛÒ whether it‰Ûªs a manicure, coffee out with a friend or a weekend-long shopping expedition with the girls, taking time out to relax rejuvenates Mom for another week of loving and fun at home. .

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Moms, Parenting

In Single Parent Households, Can Kids Still Be Active?

Juggling soccer, gymnastics, Spanish class, swim lessons and homework in addition to daily tasks like working, cooking and conquering the never-ending laundry pile can be a challenge for any household. Add in that you are a single parent and the workload triples.

You are the only one there to run children from one activity to the next, feed them a healthy meal, wash the uniform, remember to pack lunch and cheer on your favorite goalie.

Is it possible? Can the kids still stay active? Can you still be on the PTA and run a household? Sure, but it takes flexibility, organization and the guts to ask for help when you need it.

‰You have so many things, and people, that pull you in all different directions. I learned that it is okay to say ‰no,‰ said Tracy K., Sheboygan Falls, Wis. She was a single mom for 10 years, since her children were two and four. Throughout the years she kept her children involved in extra-curricular activities while encouraging them and helping them do well at school.

Not only did Tracy help the children with their activities and school, but she also worked full time and went to college full time. In order to accomplish it all she learned to let go of the things she couldn‰’t get done or the events that she couldn’t‰ attend.

‰ÛÏBecause of school, I missed some meetings, and some games. I was very lucky that I had my parents to step in and attend on my behalf. My kids have a great relationship with their grandparents. My parents have always been there for them and me,‰Û she said.

Being organized with a master calendar that allows room for detail is critical to keeping your head on straight. I write down everything from game times and locations to doctor appointments, library book due dates, snack days and so much more. Should I forget to put something on the calendar, it‰Ûªs likely to be forgotten.

Tracy made lots of lists to keep herself organized (I do too!). ‰ÛÏBeing organized and prioritizing tasks around the house is key,‰Û said Tracy. ‰ÛÏYou can’t get it all done…and you need to be okay with that.‰Û

Calling in your resources for backup can also be helpful, and might involve swallowing your pride, because really, who wants to admit they need help?

If you have the option of calling upon the children‰Ûªs father for help in transporting to and from games, or watching the children while you run out, all the better. Inlaws, grandparents and siblings can also be of help; and don‰Ûªt be afraid to ask parents of those on the team to drop off or pick up if you aren‰Ûªt available. Because ultimately, it‰Ûªs not about your pride, but about doing the best for your children.

Tracy hopes that her children learn from her experiences. ‰ÛÏI think by me going to college while they were young, they were able to see how important it is to go to college right after high school,‰Û she said. ‰ÛÏThey could see my struggles of balancing work, school and my kids and our home and all the extras.‰Û

Through the years Tracy‰Ûªs children have continued to thrive, do well in school, stay active and enjoy spending time with their grandparents, mom and stepdad.

‰ÛÏWhat I learned most during those years, is that my children are what‰Ûªs important,‰Û Tracy said. ‰ÛÏI kept the lines of communication open by eating dinner with them and reconnecting by asking about their day and reviewing our plans for the next day.‰Û

In our house, dinner also serves as a time to connect. We have one meal (no options for anything else!) and we fold our hands to pray, with each child having the opportunity to add their concerns or goodwill. Then we take turns throughout the meal, going around the table discussing our best and worst parts of the day. It‰Ûªs a great way to learn about what they did, and for them to hear about what made my day too.

So can you be a single parent, work and still let the kids participate in activities outside of school? Yes, but be willing to suck in your pride and ask for help when you need it!

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Parenting

Balancing trust, and technology with your kids

Technology is intended to help expedite and simplify daily functions and operations.

As a parent with two young boys, I would beg to differ!
Trust between parents and teenagers is a delicate balancing act. They want freedom, parents want safety.

With cell phones now offering Internet access, text messaging and email, children have even more options to connect with one another. And, parents have even more reason for concern. Somewhere between forbidding them to have a cell phone and giving them unmonitored access lies safe and reasonable compromises.

Both of our boys have mobile phones. The phones have proven very useful in times of emergencies, unexpected changes in plans and as a security blanket. But, with every phone call and text message, the parent in us wants to know who and what is said without smothering their maturing independence.

Neither my wife nor I have any qualm with repercussions for miss-use of any item, including a mobile phone. But we are not with them 24/7 and more importantly to become mature, productive young men they have to experience both the good and bad. As parents it is our responsibility to be involved intricately as well as an active sideline participant. Hence, the delicate balancing act.

We made sure to have a conversation regarding expectations with their phones, prior to them punching in their first text message. And yes parents, purchase unlimited texting for your family mobile plan. You will quickly learn that most kids will text message before they ever place a phone call. So it is in your best interest to learn this skill if you desire communicating with them via mobile.

While there are available control and monitoring services, I cannot stress the importance of your kids knowing there will be consequences and at any moment you may need to delve into their mobile phone usage. We strongly recommend you do this on a regular basis and not when you think something might be amiss.

First is to ask for assistance through your mobile phone provider. Sales associates will explain to you what you have available with your plan and those options that would be included with other plans. Our provider had additional or more robust monitoring tools for a nominal monthly fee.

The family plan we‰Ûªve chosen is a middle of the road plan, and of course has unlimited texting. With this plan we have basic features readily available to us. Via our mobile phone or through the internet, we can monitor the amount of minutes each phone is using towards our total family plan. This helps avoid expense surprises due to overages. Via the internet we can view all calls and text messages from a date and time stamp point of view.

Unfortunately, we cannot view the entire text or listen to the phone call. Time spent on the Internet or items downloaded can be tracked, but not the exact places visited online. We have the ability to set day and time parameters for our kids to use their cellphone, as well as blocking certain phone numbers from even making contact. Likewise, we can establish a list of ‰ÛÏsafe‰Û numbers that the kids can call at anytime.

After a bit of leg work and simple monitoring, you can develop a sense of whether your child is using the phone appropriately.

Check your statement each month, set these basic parameters as you see fit and question those things that do not make sense. Just last month I notice an extra $5 service charge on our bill. A quick call to my provider reminded me this was the protection plan covering our youngest son‰Ûªs new phone.

However, if you feel the need for more specific monitoring or develop a ‰ÛÏmother‰Ûªs‰Û intuition, you will then need to look for help outside your mobile providers realm. There are a myriad of products to assist in this area, including the easy and very visual ‰ÛÏReport My Kid‰Û bumper sticker for those teenagers who drive and use their mobile phone against parental request. Others who see the child driving recklessly can call the number and leave a recorded message that‰Ûªs sent to your email with the details.

For a less abrupt and non-confrontational method there are pieces of software that will do what services providers cannot. These software packages arrive with different costs and/or annual fees, but they provide more information on the phone calls and text messages than was missing from your service provider. From a cyber-bullying concern, certain software exists to notify you notify immediately should a certain number try to contact phones within your plan. To create a safer mobile environment, you can purchase software that loads onto the phone and then tracks your child‰Ûªs texting and phone usage, including what was said and to whom. Some even include GPS location capabilities as well.

But with most purchases for your maturing kids, due diligence will be required to make sure the purchase covers your needs. For example, some very good monitoring software works only on smartphone packages, but if you child does not have a smartphone then these advantages are rendered useless.

It‰Ûªs tragic just how many parents have not yet equated internet and messaging usage on a mobile phone to that of a desktop or laptop computer. While there are monitoring and tracking tools available, communicating and doing your parental homework is essential. It is not an easy task, but your connection with your child will always prove more valuable than any piece of software. Use the additional assistance to augment the relationship you develop as your child matures into adulthood.

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Parenting

Dad’s Perspective on Controlling Digital Media

For good or bad, technology is becoming more and more prevalent in every area of our life. Children are being exposed to it more and more, and at incredibly young ages.

By all measures, our 13-year old boy is a smart, responsible, well-behaved teenager‰ÛÓa fact kindly reinforced by neighbors and friends as he babysits their children and shovels snow off driveways without being asked. When he‰Ûªs not outside, you‰Ûªll find our son facing a flat-screen: the HDTV, typing on a keyboard, or testing his skills on a videogame.

My wife and I want to encourage his digital connectivity, but at the same time protect his exposure to inappropriate content, contact with strangers, and spam that can lead to harmful results.

As a young boy, I remember doing things that went beyond parental approval, especially of the peer pressure variety. As a parent, you‰Ûªve probably experienced one of those awkward instances when you find yourself interrupting a not-for-dad‰Ûªs-eyes moment. Your child could have been alone or with a friend, and it more than likely involved snickering and whispering while watching a late-night TV show or computer screen. Unless there‰Ûªs specific proof, your first gut reaction is something‰Ûªs just not kosher.

Dealing with your child is a personal matter. However, when it comes to today‰Ûªs digital media, I suggest you be prepared. First, limiting their exposure, creating boundaries and setting down rules are great places to start. At our home, the TV is turned off during meal times. The kids are on the computer one hour a day. Our cars are text-free zones except when on trips and family time is aggressively. If simple measures such as these are not established you will quickly loose your kid to a two-dimensional world.

Now for the good news and the bad news about parental computer controls. The good news is that there is so much already available, much of it very capable for little or no investment. The bad news is there‰Ûªs so much available.
You can spend countless hours studying and configuring what‰Ûªs available for purchase or already canned. I believe most parents need to better understand where these devices can be installed and just how easy it is to establish a frontline defense. Please understand that installing or setting up controls today does not mean you are finished. Much like police radar guns and civilian radar detectors, this will be an ever-evolving parental responsibility. Like we as parents need another thing on our ‰ÛÏparent to-do‰Û list! So, let‰Ûªs start with:

1) Know what pieces you can effect

2) Learn how to make/establish simple road blocks

3) Develop a game plan

First, there are three main areas you can control with relatively easy do-it-yourself controls: the computer, the browser and applications.

Your computer, be it a PC or a Macintosh, has the ability to create a ‰ÛÏuser profile‰Û that manages where one can and cannot go. Depending on your computer, the Control Panel or System Preferences creates a ‰ÛÏnew‰Û user with which you can determine the available websites, appropriate email correspondences and even available applications. New users will login with their own password. This login can be set and locked to prevent changes unbeknownst to the user. Understanding how the System Preference feature works allows you to create separate user profiles for your son or daughter allowing them to log into the computer with preset boundaries and simple roadblocks. The key to sharing a computer is that everyone needs to login and remember to log out after usage.

Certainly inexpensive, the hardware option has its own limitations such as keeping passwords secret. And it does not address these new hand-held computers very well, for example the Apple iPad or any other such devices. These devices are but smaller versions of our desktop computers. However, they come with slimmer versions of the same software. So, our second line of defense, or offense, is setting provisions within the browser.

Browsers, are the computer screens to the internet. Windows has Explorer and Apple uses Safari, but there are many other browsers available, i.e. Firefox. All of these have ‰ÛÏsettings‰Û and tools you can use to better monitor usage.
If you as a parent are not familiar with the history tool, quickly become so. This simple and easy tool can transform
you into the family computer guru, especially to new computer/internet users. At the top of most browsers is a menu item labeled ‰ÛÏHistory,‰Û Unless it has been erased you can track where someone has been on the internet, the sites and pull up actual pages visited. For Internet Explorer users this feature is found under the ‰ÛÏGo‰Û menu at the top of the page.

Browsers also have settings within them. These can help set limits and prevent the wrong responses being pulled from an innocent search. Most browsers allow a quick check of a button to limit or filter searches to exclude explicit text and images. In addition, some have an additional feature which restricts other user‰Ûªs ability to change the preferences.
In Google it is referred to as ‰ÛÏlocking SafeSearch.‰Û

If setting preferences on your computer and/or within the browser is not within your comfort level, then look to purchasing software you can load onto the computer. Good reviews are provided online for Safe Eyes, Windows Vista Parental Controls, CyberPatrol and Net Nanny. Each does a good job of blocking questionable websites and monitoring kids‰Ûª online usage, but each program has a different advantage.

In addition, there are websites willing to teach more adventurous parents how to create their own computer code which routes computer searches away from unsuspecting sites. If interested, do a web search on ‰ÛÏPAC‰Û files or ‰ÛÏProxy Auto Configuration files.‰Û These ‰ÛÏspyware‰Û programs run in the background and do everything from recording
screenshots to blocking websites from venturing onto your computer.

There are obviously costs associated with any and all of these frontline defenses, most of which involve your time and willingness to understand. But, with a little website research you should effectively find a level of security that meets your requirements. As in the police radar gun analogy, parents will periodically modify, add and/or delete aspects of any of the three components that you can comfortably affect.

Remember, technological advancements are a byproduct of an industrial society. Therefore we cannot ignore its presence, rather learn to deal with it in a capacity that fits within the family‰Ûªs comfort level. And, if it is any consolation
your kids will manage similar affairs as technology continues to progress.

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Parenting

Parenting in a Digital World

Parenting in today‰Ûªs fast paced world can be quite a challenge. Sometimes it seems as though the world is full of hostile influences vying for the shot to get at your children. While a worldview of this order may seem slightly paranoid to anyone without a kid, the fact is that there really are a lot of ways for unsavory influences to reach your children. TV and movies are familiar balances for most parents, but video games? The internet? These things are strange to some. And phones? Some parents may think that there is nothing troubling about a phone, but they haven‰Ûªt seen what a late model phone can do if that is what they think.
Thankfully there is an equally large selection of resources dedicated to helping a parent combat the influences they want to keep away from their children. Cell phone providers all have parental control setups that will ensure your child isn‰Ûªt up all night texting. You can even block some numbers, or stop them from sending and receiving pictures. There are rating agencies for TV, Movies, and video games, all of which can help you gain a better understanding of what your children are interacting with. And of course there are filters for both the internet and your TV, to prevent your children from looking at things you don‰Ûªt want them to when you‰Ûªre not around. None of these things can take the place of an active and involved parent, but they can help you be more effective as a parent, and they are a great means of staying in the loop with your child‰Ûªs activities.

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Parenting

Parenting in a Digital World: PHONE USE

Between traditional media, the internet, and cell phones; the challenges of parenting in the 21st century have become something more than those faced by our parents and grandparents. Every generation worries about unsavory influences affecting the next generation, but never has the next generation had access to so much information at such a young age. It is only fitting that we‰Ûªve dubbed this the information age.
Thankfully for parents, the same technology that has presented new challenges to parenting has also created solutions. Cell phones are a prime example. Sexting has become something of a media catchphrase. It means sending scandalous messages and/or pictures; and it is something that is rampant in teen culture. Recent surveys show that nearly half of 10-12 year olds have phones, and the number rises dramatically as children enter their teen years.
The rational for getting a teen a phone is sound. It allows them to stay in touch with parents, gives them a way to communicate with their peers, and it can be a lifeline in case of emergency. However the risks associated with cell phones are also very real. Not only is texting while driving dangerous (and an activity most teen drivers admit to engaging in) but texting in general can give the illusion of a private conversation that is anything but. It‰Ûªs a simple matter to forward a message or picture to everyone in your phone book, and suddenly what was meant to be private is now public knowledge.
Some phone controls are built into specific phone models. For instance, the Firefly and LG Migo are phones specifically designed for young children. While they may work for a child of 8 or 10, it‰Ûªs unlikely that your 14 year old will think it‰Ûªs cool to head to school with one of these phones. One of the advantages of these phones is the limited feature availability. They don‰Ûªt have text and internet capabilities, so you don‰Ûªt have to worry about your child running up your bill that way.
Another method of control is provided by service providers. AT&T has two forms of parental controls, one is included with service, the other one costs a nominal monthly fee. Verizon wireless also offers a wide range of parental controls for users, as does Sprint.
These parental controls can do several things. They can limit when a phone can text, meaning that you can set time limits, or even shut the phone off if it is moving at a certain speed to prevent texting or using the phone while driving. They can also flag messages with certain words in them for your review, or even let you read all the messages the phone sends and receives. They allow you to set up a list of blocked numbers to prevent unwanted people from contacting your child. They can limit or even disable web browsing, as well as application purchase. Those can be a lifesaver for a parent trying to stay in budget. They can even scan incoming and outgoing pictures for questionable content.

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Kids, Parenting

Chasing Away The Boogeyman

It is a scene that every parent is familiar with, at 3:00 AM, you are suddenly awakened by a bleary-eyed child pleading to sleep in your bed. You have been down this road before and you know that no amount of rational argument will solve the problem, so you reluctantly raise the covers and try to go back to sleep. Childhood nightmares are one of the most common reasons for parents’ loss of sleep at night. However, once you understand them, you can take action to rid your child’s bedroom of the sometimes elusive creature called the Boogeyman.

The first step in ridding your home of this common household pest is to understand what attracts him in the first place. Then you can devise a strategy to help your child cope with these nighttime slumber-robbers. The nightmares usually begin around age two and last until ages four to six. According to Insomnia Connection, on any given night, nearly 25% of all children will experience a nightmare. This is hardly comfort if you happen to be one of the 25% of all parents who are losing sleep.

Adults have bad dreams too, but we normally recognize them as such and go back to sleep. Where did we learn those coping mechanisms? We probably learned it from our own experiences with nightmares as a child, amidst the pleadings of our own desperate mothers.

First, let’s explore some of the most common reasons for the nightmares. According to Insomnia Connection, stress is a leading cause of sleep problems in children as well as adults. These can be normal daily stresses, illness, a traumatic family change such as divorce, or watching scary TV shows. The trauma does not have to be real, it can be a product of a child’s imagination. Fear, such as fear of the dark, storms, or shadows outside the window can be a source of nightmares. So what can a parent do with so many nightmare causing things out there to sabotage a good night’s sleep?

If the source of the nighmare is outside of your child’s mind, change it. For instance, if your child is afraid of the dark, put in a nightlight. Room darkening curtains can help to block out any shadows that may be lurking about. Try to avoid any television shows that may provoke bad dreams in your child. These solutions are practical and may solve any problems that your child is having. However, if you have already tried these things and you are still missing sleep, it might be time to try these helpful suggestions.

The next suggestion goes against every impulse that we as parent have at 4:00 AM. Instead of waiting for your child to come to you, go to your child and spend time with them as soon as they call out. Be positive and give them reassurance. Your anger and frustration will only make them more afraid as their fears are very real to them. Try to distract them by singing a favorite song, tell a story with a happy ending, or read a book. Distraction may not work for every child. This is when you have to pull out all the stops.

Fear is a result of a feeling of a loss of control. We are not afraid of what we can control. Giving your child a sense of control is the best cure for any nightmare, regardless of its source. You child need a “weapon” to use against the bad dreams. Any action that they can take for themselves will give them a sense of control and have them (and you) soon slumbering soundly in no time. One that my grandma used to use was a flashlight with colored cellophane held on with a rubber band. When I saw a monster, I could shine my flashlight on it and it would disintegrate into the air. Magic sprinkles are another idea. The ones made from confetti and glitter is especially effective, and decorative too.

You might also try a favorite stuffed animal, dream catchers, or letting their favorite pet sleep with them. My daughter had nightmares until we finally broke down and brought home Herbert Nininger, the nightmare fighting guinea pig…I kid you not. Herbert Nininger would chase away any nightmare that came along with his ferocious ½ teeth that were like razors to creatures of the night. Whatever works, go with it, I say.

Regardless of what works to get your child back to sleep is OK. The worst thing that you can do is to ignore the issue and tell your child to go back to bed. Listening to them lets them know that you are there and will give them confidence that will make the next nightmare less formidable. Let your kids know that they are not alone and that everyone gets nightmares. That may not help them get back to sleep, but they will not feel as if they are alone. How you handle nightmares will be an important step on the way to helping your child develop coping skills that they will carry through the rest of their lives.

Bibliography
Insomnia Connection. 2010. Natural Help for Childhood Nightmares. Accessed June 21, 2010 from http://www.insomnia-connection.com/childhood-nightmares.html

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